Charlotte, NC vs Otsego, MN
Side-by-side comparison of housing, income, commute, safety, and quality of life.
Score Snapshot
No universal winner
Scores summarize the published model. Use the objective metric differences below and your own priorities to choose.
Charlotte
68.1
#1344 nationally
Otsego
69.5
#1199 nationally
Otsego leads in median household income ($122,420 vs $71,659). Charlotte leads in average commute (27.1 min vs 34 min). Charlotte leads in cost of living index (102 vs 115).
Metric-by-Metric Breakdown
| Metric | Charlotte, NC | Otsego, MN |
|---|---|---|
| WhereAtHome Score | 68.1 (#1344) | 69.5 (#1199) |
| Population | 897,720 | 23,241 |
| Typical Home Value (ZHVI) | $397,231 | $429,771 |
| Median Household Income | $71,659 | $122,420 |
| Average Commute | 27.1 min | 34 min |
| Walk Score | 26 | N/A |
| Crime Level | Moderate | 4.9 |
| School Rating | 6.5 | N/A |
| Cost of Living Index | 102 | 115 |
| Political lean County 2024 presidential margin — context only, not scored | D+32.9 | R+29.4 |
Data coverage note: Otsego is missing data for 1 metric that Charlotte has. Scores with less coverage are penalized — see our methodology.
D+
68.1 Score
Charlotte, NC
Banking capital of the South
Median Home
$397,231
Population
897,720
Crime
Moderate
Schools
B-
Southeast
View Charlotte, NC →
D+
69.5 Score
Otsego, MN
Small Minnesota city with local appeal
Median Home
$429,771
Population
23,241
Crime
Moderate-Low
Median Income
$122,420
Midwest
View Otsego, MN →