Otsego, MN vs St. Charles, MO
Side-by-side comparison of housing, income, commute, safety, and quality of life.
Score Snapshot
No universal winner
Scores summarize the published model. Use the objective metric differences below and your own priorities to choose.
Otsego
69.5
#1199 nationally
St. Charles
76.7
#325 nationally
St. Charles leads in average commute (21.8 min vs 34 min). Otsego leads in median household income ($122,420 vs $83,589). St. Charles leads in crime level (3.7 vs 4.9).
Metric-by-Metric Breakdown
| Metric | Otsego, MN | St. Charles, MO |
|---|---|---|
| WhereAtHome Score | 69.5 (#1199) | 76.7 (#325) |
| Population | 23,241 | 71,800 |
| Typical Home Value (ZHVI) | $429,771 | $350,422 |
| Median Household Income | $122,420 | $83,589 |
| Average Commute | 34 min | 21.8 min |
| Walk Score | N/A | 33 |
| Crime Level | 4.9 | 3.7 |
| School Rating | N/A | N/A |
| Cost of Living Index | 115 | 101 |
| Political lean County 2024 presidential margin — context only, not scored | R+29.4 | R+17.0 |
Data coverage note: Otsego is missing data for 1 metric that St. Charles has. Scores with less coverage are penalized — see our methodology.
D+
69.5 Score
Otsego, MN
Small Minnesota city with local appeal
Median Home
$429,771
Population
23,241
Crime
Moderate-Low
Median Income
$122,420
Midwest
View Otsego, MN →
C
76.7 Score
St. Charles, MO
Missouri community balancing growth and livability
Median Home
$350,422
Population
71,800
Crime
Low
Walk Score
33
Midwest
View St. Charles, MO →
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